Finance Pulse — February 2022
Snapshot covering 2022-02-01 through 2022-02-28.
Headline numbers
- Transactions logged: 17
- Raw income: $0.01
- Raw expenses: $110.01
- Raw net: $-110.00
- Excluded one-time income outliers: $0.00
- Excluded one-time expense outliers: $0.00
- Organic income: $0.01
- Organic expenses: $110.01
- Organic net cashflow: $-110.00
- Organic savings rate (API-income denom): -1100000.0%
- Personal take-home (incl. RDCO owner draws + wife transfers): $0.00
- True savings rate (take-home denom): 0.0%
Top 10 expense categories
| Rank | Category | $ | % of expenses |
|---|
| 1 | Restaurants & Bars | $48.77 | 44.3% |
| 2 | Auto Maintenance | $32.24 | 29.3% |
| 3 | Miscellaneous | $29.00 | 26.4% |
Income by category (organic only)
Outlier transactions (>=$10k or flagged)
| Date | Amount | Merchant | Category | Account | Classification |
|---|
| 2022-02-28 | $13,500.00 | Mammoth Growth L Ray Data Mbnopop Merchant Name | Transfer | 1 - Income (…3578) | one-time |
Notable observations
- Organic burn this month — expenses exceeded organic income by $110.00.
- Expense concentration: Restaurants & Bars alone is 44.3% of monthly spend ($48.77).