Books

2026 YTD

Ray Data Co business accounts only — five Mercury buckets and the business Amex. Bookkeeping, not a filed return.

Snapshot just now · 2026-01-01 → 2026-07-28 · 2026-07-28 17:36

Revenue
$114,222.60
Expenses
-$67,657.47
Net profit
$46,565.13
Excluded from P&L on purpose

These move money without changing profit. Counting them would misstate the books.

Owner distributions
-$38,170.38
reduces equity, not profit
Estimated tax paid
-$10,000.00
a distribution on your behalf, pass-through
Inter-bucket transfers
$0.02
nets to zero — proof they're internal

Revenue by month

Jan
$18,532.10
Feb
$18,584.93
Mar
$21,454.15
Apr
$18,500.01
May
$18,546.93
Jun
$18,554.42
Jul
$50.06

The contract wind-down is visible rather than averaged away — monthly retainer through June, then nothing.

Expenses by category

Payroll (wages + employer tax) -$37,726.50 29
Health insurance -$11,019.62 9
Business Utilities & Communication -$4,556.71 35
Miscellaneous -$3,194.22 46
Shopping -$2,711.29 26
Restaurants & Bars -$1,370.35 18
Postage & Shipping -$1,296.86 12
Office Supplies & Expenses -$1,059.40 12
Financial & Legal Services -$912.20 7
Coffee Shops -$869.68 9
Internet & Cable -$798.95 37
Education -$771.73 3
Entertainment & Recreation -$438.71 3
Groceries -$242.33 4
Taxes -$207.70 1
Electronics -$167.66 9
Parking & Tolls -$146.00 8
Home Improvement -$129.28 3
Auto Maintenance -$84.99 1
Financial Fees $46.71 2

Needs a business-purpose answer — -$9,186.85

Normal on a personal card, but on the business Amex each needs a business reason to survive scrutiny. Not accusations — these are the questions a bookkeeper would ask, and the ones that decide whether a deduction holds.

Miscellaneous -$3,194.22 46
Shopping -$2,711.29 26
Restaurants & Bars -$1,370.35 18
Coffee Shops -$869.68 9
Entertainment & Recreation -$438.71 3
Groceries -$242.33 4
Parking & Tolls -$146.00 8
Home Improvement -$129.28 3
Auto Maintenance -$84.99 1

Top vendors

Gusto -$33,527.34 27
Thatch.com -$11,019.62 9
Gusto Net Ray Data Merchant Name -$4,199.16 2
Collective Hub -$3,050.00 1
Amazon -$1,815.60 11
ReadyRefresh -$1,491.68 13
Anthropic -$1,448.04 11
Apple -$968.52 45
Water.com -$869.68 9
Ship for -$820.00 3
O'Reilly Auto Parts -$554.34 1
John A Magliano Jr. CPA -$475.00 1